Call us at 320.847.2307

The Perfect HVAC Marketing Plan - Online Training Starts, Soon Make Sure to Sign Up Today!
How to Free Your IRA from Jail!
Written by Kyle Goeman
I often ask people where they think tax rates are going in the future? They usually pause and then say without hesitation “They’re going up!” I usually reply yes most likely.

Then I ask if they are contributing to a 401K or IRA. Which most often there CPA or financial adviser told them to do.

Most, if not all 401K, IRA or Deferral plans cause you to delay taxes to a later date when taxes are most likely higher. The idea is that you are making less money and are, therefore, living on less money.

I do not subscribe to this logic as an investor. My money is always working for me and always growing, so why would I want to give myself a bigger burden down the road and help Uncle Sam?

Lucky for us we know a small way to “Free Your IRA for Jail” and get the government to do it for you.

Let me show you.
The Government wants to help you - There is a Tax code that allows a tax deduction on a federal level and sometimes on a state level as well for Long-Term-Care Insurance.
We can use this deduction to offset the taxes in most IRA plan. The benefit to this is that we turn Taxable money into tax free money and offer... 


About Goeman Agency
Goeman Agency LLC is a Insurance and Investment services company specializing in serving the needs of professionals and business owners all across the Midwest.  

About Author: Kyle Goeman

Kyle Goeman is the Chief Advisor of Goeman Agency LLC and offers local marketing advice for local based brick & mortar businesses online.
Download The 8 Proven Guides to Help Make, Save and Insure Your Wealth Today!
All Your Information is Protected When You Sign Up
Use the 8 Proven Guides To Help You Make, Save and Insure Your Wealth Today! With"Insurance Secrets"
The 5 Factors to Achieving Your Financial Goals!
Written by Kyle Goeman
love setting goals and focusing on them to get to where I want to go. My wife and I usually write down a few goals each year and then come up with a little plan of action to get them accomplished. Now we don’t always get them done but we come close and are none the less happy for trying.  

Now I know most people do not do this and most people think this is boring or nerdy and I’ve heard some just flat out tell me…” setting goals and tracking them…Yuck!”

To quote the late Zig Ziglar “you can’t hit a target you cannot see, and you cannot see a target you do not have.” 

Let's be honest - People with goals win! People that live with Purpose are more happy.

You have never seen a race without a finish line.

Now with that said lets look at the 5 Factors to Achieving your Financial goals and how we can make Hitting the Target even easier!


About Goeman Agency
Goeman Agency LLC is a Insurance and Investment services company specializing in serving the needs of professionals and business owners all across the Midwest.  

About Author: Kyle Goeman

Kyle Goeman is the Chief Advisor of Goeman Agency LLC and offers local marketing advice for local based brick & mortar businesses online.
Download The 8 Proven Guides to Help Make, Save and Insure Your Wealth Today!
All Your Information is Protected When You Sign Up
Use the 8 Proven Guides To Help You Make, Save and Insure Your Wealth Today! With"Insurance Secrets"
How To Get Your Vehicle Windshield Repaired For Free!
Written by Kyle Goeman
Is it possible to get your Windshield repaired for free?

You bet it is!!

With most insurance companies and state statues it’s actually law that insurance companies pay for windshield repairs.

Let's get straight to business - To see the statue listed under Minnesota law visit the link below Section 65B.14
Notice I say repairs and Not Replacement.  

Under most state statues if a customer purchases comprehensive coverage (We call is act of God insurance in our office) from the insurance carrier. 

Then that Carrier is required by law to pay full cost to repair a chipped or cracked windshield.